No minimums, no sales call: stablecoin payouts under the enterprise threshold
Why paying a list of people should not start with a demo, a quote and a two‑week procurement thread.
If you run payouts in stablecoins — payroll for contractors, rewards, refunds, prize money — and you go looking for infrastructure, you will quickly meet a wall with a polite sign on it. BVNK, one of the most established enterprise processors, states its terms plainly on its own site: businesses processing at least $500,000 in payments a month, with a minimum of 6 months of trading history. Pricing is not published; the button says "Speak to an expert".
That is a reasonable way to run an enterprise sales motion. It also means that if you move $10,000 or $200,000 a month, the enterprise tier is simply not for you — not "expensive for you", but structurally closed. And below that threshold the alternatives tend to be consumer tools that stop at a handful of recipients, or custodial services where your working balance is their working balance.
We think the space under the threshold deserves infrastructure of its own, not a waiting room.
What "self-serve" means here, concretely
You start at any volume. There is no minimum, no trading-history requirement, no application. Sign in with a wallet, and the first payout can be one recipient with one dollar.
The price is on the screen before you sign. Batch payouts run at 0.10% by default, prize escrow at 0.3% — charged once, on top of the amount, and the exact figure is shown in the interface before any transaction is signed. If a tariff ever differs for your account, you see the difference before the money moves, not on a statement afterwards.
Non-custodial by construction, not by promise. A payout goes from your wallet through a verified contract to your recipients in one transaction. A prize pool sits in an escrow contract that no key of ours can touch. There is no balance with us to freeze, and no withdrawal to wait for — with the honest flip side that we also cannot reverse what you sign.
Where the ceiling is
We publish our limits the same way we publish prices, because hitting an undocumented ceiling at signing time is the worst way to learn it exists. A single batch tops out between 440 and 900 recipients depending on the chain and asset — the block itself is the limit, and we measured the real numbers on real receipts rather than estimating them. A prize campaign takes up to 2,000 winners. Seven chains today: Ethereum, Base, Arbitrum, Optimism, Polygon, BNB Chain, HyperEVM.
If you outgrow all of that, you will be a fine customer for the enterprise tier — and you will arrive there already knowing exactly what your payouts cost, because you watched every fee before signing it.