Move your own money
0.30% per transferExplore exchangeExchange
Swap an asset, cross to another network, send to one address.
Startapp.cherum.io
Cross‑chain money movement
Move money across chains — to one person or to hundreds.
Four products on one rail: swap what you hold, pay many people in a single signature, take payments from your customers, or set money aside for people to claim. The contract holds the funds — never us.
26 networksOne signatureNon‑custodialContracts verified on‑chainFailed legs stay yours
Four products
Pick the one that matches the job in front of you.
Not by who you are — one person and a fifty‑person company use all four. By what the money has to do.
Pay many at once
from 0.10%Explore payoutsPayouts
One signature reaches hundreds of people, across networks and tokens.
Startdashboard.cherum.ioEmbedwidget playground
Get paid by customers
0% direct · 1% settledExplore paymentsPayments
Invoices, payment links, a checkout page, webhooks and an API.
Startdashboard.cherum.ioBuildpay API
Let people take their share
0.30% per transferExplore claimsClaims
Fund it once — recipients claim themselves, the rest comes back.
Startdashboard.cherum.iorecipients claim at claim.cherum.io
Pay with anythingYour customer can settle an invoice in a different token — ten major assets across six networks — swapped in their own wallet, on the payment page. The 0.30% conversion is shown on the quote before they sign and is already in the number, so nothing hides in a spread.
Pricing is on the page, not behind a form.
The same rate for everyone, whatever you move.
0.30%EXCHANGE
from 0.10%PAYOUTS
0% or 1%PAYMENTS
0.30%CLAIMS
Self-serve
Connecting a wallet is the whole onboarding.
There is no plan to pick, no threshold to clear and nobody to convince. The first dollar moves on the same terms as the millionth.
01
Start at one dollar
No minimum volume and no tier to reach. A single $5 transfer is a normal use of this product.
02
Nothing monthly
You pay a percentage when money moves. A quiet month costs nothing at all.
03
No call, no form
No demo to sit through and no questionnaire to fill in. Nobody has to approve you first.
04
The wallet is the account
Connect it and the dashboard is yours — keys and funds stay where they are, with you.
Trust
Nothing here asks you to trust us with the money.
The contract holds it, not Cherum
You sign once from your own wallet. From that moment the contract does the work — there is no account of ours the money sits in, and across Exchange, Payouts and Claims there is no button on our side that moves it.
Source published on every chain
The contracts are verified on each network’s own explorer. Read them before you send anything.
If a leg fails, you take it back
A leg that cannot be delivered stays claimable by you — one call after the deadline returns it. Nobody else can move it, and that includes us.
Reading
Written down, so you don’t have to ask
How the mechanism works, how it compares, and what we changed last.
What is a fan‑out swap?One signature, many recipients, several chains and tokens at once — and what that changes about paying people.ReadCherum vs DisperseBoth send to many addresses at once. One stays on a single chain with a single token; the other does not.ReadPaying 500 wallets at onceThe failures that show up once a list gets long — and what a batch has to do about each one.Read